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Hello, friends! Today we want to talk about online shopping. Online shopping has long become an integral part of our lives, and so have scammers. We hope the rules we share below will help you shop safely and enjoyably online.
So, let's take a look at eight simple rules to avoid being scammed:
Choose Reliable Platforms
Always shop on well-known and reputable online marketplaces. They usually have additional buyer protection systems. Before installing shopping apps, check their reviews and download counts. This will help you avoid fake or malicious apps.
Check Reviews, Seller Ratings, and Overall Reputation
Before making a purchase, be sure to check the seller's reputation. Read reviews from other buyers about the seller and the product. Pay attention to whether there are negative reviews, how quickly the seller responds to questions, if there were any delays in delivery or returns, and how long the seller has been registered on the platform. You can also check the seller's social media pages to get a fuller picture.
Pay Attention to Prices
Be more cautious when you see large discounts or promotions. If the price of a product is significantly lower than the market price, it could be a sign of fraud. Do not be swayed by flashy headlines promising incredible changes at a low price. Carefully study the purchase terms and ensure that the stated price is final and includes all taxes and fees.
Avoid Subscriptions and Automatic Payments
Be cautious and attentive with subscription offers, especially if you are buying for the first time and are not sure about the quality of the product or service. Carefully check the settings for automatic subscriptions. This will help you avoid unexpected expenses in the future.
Keep Payment Confirmations
Keep all emails with order confirmations, payment confirmations, receipts, screenshots of conversations with the seller, invoices, and receipts. This can be very helpful in case of disputes or problems with the purchase.
Use Secure Payment Methods
Prefer paying by credit card with the 3D Secure service enabled. For online purchases, you can also use virtual cards that are linked to your main credit card. Be sure to set limits and restrict the amount of money available for payment. Use electronic wallets that offer additional security measures. Regularly check your bank account and credit card statements to timely identify suspicious transactions.
Be Careful with Personal Information
Do not provide more personal information than necessary to complete the order. Ignore messages that request confidential information (passwords, card numbers) or ask you to follow suspicious links. Scammers often use these methods to gain access to your financial data.
Use Secure Internet Connections
Make online purchases only through secure internet connections. Avoid using public Wi-Fi networks for shopping or entering confidential information, such as bank card details. Install antivirus software on your device and keep it updated to protect yourself from malware and attacks.
In Conclusion:
- Choose Reliable Platforms: Shop on well-known and reputable online marketplaces.
- Check Reviews: Before buying, check the seller's reputation by reading other buyers' reviews.
- Pay Attention to Prices: Be cautious with large discounts and promotions.
- Avoid Subscriptions: Be careful with subscription and automatic payment offers.
- Keep Confirmations: Save all emails with order and payment confirmations.
- Use Secure Payment Methods: Prefer paying by credit card with the 3D Secure service enabled.
- Protect Personal Information: Do not provide more personal information than necessary.
- Use Secure Connections: Shop through secure internet connections and avoid public Wi-Fi networks.
Remember:
If you still fall victim to fraud, immediately contact your bank and law enforcement agencies. Shop safely, protect yourself and your personal data! May your online shopping be pleasant and safe!